Home warranty insurances are services that cover the items of a house that wear out and are not covered by normal home insurance. They basically pay for services and replacements of parts and components of the house which inevitably run into problems from time to time. So, you need a home warranty insurance that will take care of the proper functioning of the essential components of a house such as air conditioning, plumbing, refrigeration, to name a few.

Why Every Homeowner Should Have Home Warranty Insurance

Here is a list of reasons why you should have home warranty insurance:

• Things covered by home warranty insurances are mostly maintenance and service. These are things that do not come under regular home insurances like central cooling systems (Air Conditioners), central heating systems, plumbing, electrical issues, roof leaks, appliances etc. Basically, all the important parts that make a house functional are covered. Another thing to remember is that you can start the insurance coverage from the day you buy your property. Choosing the right home warranty insurance is necessary so that you can have all the services under a single roof. Also, look for a company that offers value for money.
• The insurance companies provide quality service. They have access to professionals who know how to service your products. They help you in whatever way possible. Instead of searching for a service provider yourself, you can rely on the company to do it for you. Look for a company that has pre-screened technicians for high-quality and reliable work. Moreover, choose a home warranty insurance  company that has round-the-clock services for utmost customer satisfaction.

• These insurances are transferable, which means that you can transfer your policy cover to another property if you have sold the current one, or you can transfer it to the next owner of the property. Hence, you have no loss if you end the coverage beforehand.
• Generally, home warranty insurances are valid for a period of one year. After one year, they need to be renewed, either with the same company or bought from a new one. You can check the rate of home warranty insurance today by typing in your ZIP code only, it’s that simple!
• Parts replacement and service charges are inclusive in the cover. Manufacturers generally provide warranty only for the defective part of any appliance, whereas here you can get both, the part replaced and fitted without any additional fee charged. It will be covered under the warranty insurance itself.

Insurance companies take care of any type of damage incurred to the insured object. It is essential to have your insurance plan ready.